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Congressional District Interactive Map: How Much Will ACA Premium Payments Rise if Enhanced Subsidies Expire?

Jared Ortaliza, Justin Lo, and Cynthia Cox
Published: Feb 03, 2025

Enhanced Affordable Care Act (ACA) subsidies were first made available as part of the American Rescue Plan Act in 2021 and were extended through the end of 2025 by the Inflation Reduction Act. The enhanced subsidies build on the ACA’s original tax credits by increasing the amount of premium assistance lower-income enrollees receive, and by making middle- and higher-income enrollees (with incomes over four times poverty) newly eligible for financial assistance to buy health insurance. These enhanced subsidies will expire at the end of this year unless Congress further extends them and President Trump signs it into law. In 2024, 56% of ACA Marketplace enrollees live Congressional Districts represented by Republicans and 76% of enrollees are in states won by President Trump in the 2024 election. ARTICLE

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Senators Propose Criminal Penalties, Consumer Protections to Stop Rogue Health Insurance Brokers

By Finance Senate – July 24, 2024

The bill, titled the Insurance Fraud Accountability Act, would hold fraudulent insurance brokers and marketers criminally responsible for profiting off of deceptive marketing schemes into health care insurance plans. ARTICLE

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Plan Year 2025 Marketplace Registration and Training is Live for New and Returning Agents and Brokers

Plan year 2025 Marketplace registration and training is now available for new and returning agents and brokers on the Marketplace Learning Management System (MLMS)! Plan year 2025 Marketplace training is available in English and Spanish.

https://www.cms.gov/marketplace/agents-brokers/registration-training

Plan year 2025 FFM certification for agents and brokers + free CEUs!

If you are new to ACA, click here to view LeadStar’s ACA 101 video!

Who Might Lose Eligibility for Affordable Care Act Marketplace Subsidies if Enhanced Tax Credits Are Not Extended?

ByKFF – March 3, 2025

Enhanced subsidies for Affordable Care Act (ACA) Marketplace plans are set to expire at the end of 2025, unless they are renewed by Congress. Since 2021, these enhanced subsidies have lowered monthly premium payments for the vast majority of Marketplace enrollees, across incomes. For example, instead of a lower-income person paying 2% of their income on their premium, they pay nothing. Higher income people currently pay no more than 8.5% of their income on their premium, whereas they were originally ineligible for financial assistance. ARTICLE

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CVS Plans To Exit Obamacare In 2026

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Here's a FACT:
40% of Americans can't cover a $400 emergency expense.

If they can’t afford a $400 expense,
how can they cover a high-deductible plan?

Are you letting clients go elsewhere for Supplemental Health Plans?

Like most Americans, your clients have probably thought about the possible disastrous financial effects of fighting off a major disease or an accident and taking time off from work to recover. Offer your clients a choice of Supplemental Health Plans to help take care of bills that health plans don’t cover, help take care of financial needs in the event of a major illness, or help provide income in the aftermath of an injury.

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