Stephens-Matthews Marketing

Stephens-Matthews Individual and Family Plans

Extending Enhanced ACA Subsidies Through 2025

The U.S. Senate and House of Representatives have passed the Inflation Reduction Act (IRA), and President Biden has signed the bill into law.

Originally set to expire at the end of this year, the Inflation Reduction Act (IRA) extends the enhanced American Rescue Plan Act (ARPA) ACA premium tax credit subsidies through 2025.

ARPA included temporary subsidy increases for health insurance, including larger ACA subsidies for individuals between 100—400% Federal Poverty Level (FPL) and expanded subsidy eligibility for individuals above 400% FPL. 

Learn more about the Inflation Reduction Act and other ACA Updates at our ACA Virtual Summit!


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States Available for OEP 2023


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Available for OEP 2023!


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States Available for OEP 2023

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States Available for OEP 2023


Available for OEP 2023!

 

 

Alabama
Alabama
Arizona
Arizona
Arizona
Arizona
Arizona
     
Arkansas
       
California
California
California
California
Colorado
Colorado
Colorado
 
Delaware
           
Florida
Florida
Florida
Florida
Florida
Florida
Florida
Georgia
Georgia
Georgia
Georgia
Georgia
Idaho
Illinois
Illinois
Illinois
Illinois
Illinois
Indiana
Indiana
Indiana
Kansas
Kansas
Kansas
Kansas
Kentucky
Kentucky
Louisiana
Louisiana
Maryland
Michigan
Michigan
Michigan
Michigan
Mississippi
Mississippi
Mississippi
Mississippi
Missouri
Missouri
Missouri
Missouri
Nebraska
Nebraska
Nevada
Nevada
New Hampshire
 
New Jersey
 
New Jersey
 
   
New Mexico
New Mexico
North Carolina
North Carolina
North Carolina
North Carolina
North Carolina
Ohio
Ohio
Ohio
Oklahoma
Oklahoma
Pennsylvania
Pennsylvania
South Carolina
South Carolina
South Carolina
Tennessee
Tennessee
Tennessee
Tennessee
Tennessee
Texas
Texas
Texas
Texas
Texas
Texas
Texas
Utah
Utah
Utah
Virginia
Virginia
Virginia
Washington
Washington
Washington
Wisconsin

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Not everyone is eligible for ACA outside of Federal or State Open Enrollment Periods (OEP) and even the lowest-level ACA plan may be too expensive for individuals and families who don’t qualify for a tax credit to offset the cost. Be ready to present coverage options to your clients with Short Term Medical Products.

Notable Niches:

  • Generally healthy individuals
  • Budget-conscious buyers and those who want more control over their health care dollars
  • Need nationwide network access
  • No qualifying life event (QLE) outside of ACA open Enrollment

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Stephens-Matthews Marketing, Inc.