Stephens-Matthews Marketing

With HealthiestYou your client can receive a consultation with a general practice doctor 24 hours a day, 7 days a week!

Your Online Quoting and Application System!

  • Quote and Submit Online
  • Download current software
  • Download marketing materials
  • View Commissions Statement


More Short Term Medical Options Now Available!

State / Product Availability

  • TriTerm Medical: our newest short term product, offers consumers nearly three years of consecutive coverage (1 day less than 3 years). We have seen great success over the year with this coverage option!
  • Enhanced Short Term Medical Plans: The next generation of Short Term Medical plans from Golden Rule Insurance Company were released this year to provide customers with preventive care coverage on all plans. Click here to compare all short term products.
  • 2x12 Short Term Medical: offered in select states to provide stability, simplicity, and protection for customers.

Check our schedule for UHC product training webinars


Ask us about
Health ProtectorGuard

With major medical plan prices and deductibles on the rise, some customers need a different way to get the health care they need.  That's where a Fixed Benefit product combined with affordably priced supplemental products will meet customer needs.

For more information, product brochures and agent contracting,
submit the short form below or contact Kerri at 1-800-544-8250 ext. 120

1. Pharmacy services available on select plans; prescription drug card is not insurance.
2. Waiting periods apply, see product brochure for details.



Bloom your bonus early this spring when you meet your baseline of 10 TriTerm Medical eligible applications submitted between February 1, 2020 - April 30, 2020, and policies/certificates issued by May 15, 2020. With TriTerm Medical plans, you can present your clients with plan options offering nearly 3 years of coverage with a single application! Bring in some early spring cash by offering TriTerm Medical to your clients today.

(See incentive rules for additional details).


¹Example only; Your potential amount is based on meeting all incentive program rules.

TriTerm Medical plans are available in AL, AR, AZ, FL, GA, IA, IN, KY, LA, MO, MS, NC, NE, OK, SC, TN, TX, & WV. FACT membership required in AL, AR, AZ, FL, IA, IN, MS, NE, TN, TX, & WV. This coverage is not required to comply with certain federal market requirements for health insurance, principally those contained in the Affordable Care Act and is subject to medical underwriting. Product availability and designs vary by state.
Check E-Store for product availability by state.

1.     To be initially eligible for this incentive, you must be registered for the “Early Spring” incentive. Registration prior to March 1, 2020 will have all online applications received February. 1, 2020, and after, count toward the incentive. On March 1, 2020, and after, only online applications received on or after date of registration will be applied toward the incentive.

2.     Eligible product applications are those submitted online from February 1, 2020 through April 30, 2020 and are of the following eligible products: TriTerm Medical Plans. All other ancillary products, and optional benefit riders do not count toward this bonus opportunity. 

3.     Brokers must meet a minimum 10 select product applications baseline before the incentive may be earned on all eligible placed business submitted during the contest period. Applications that meet the following criteria will apply toward the baseline: (a) TriTerm Medical applications only; (b) Submitted between February 1, 2020 - April 30, 2020, and issued by May 15, 2020; (c) with a “paid to” date past the effective date; and (d) an effective date no later than July 1, 2020. 

4.     All eligible plans must be in force for a minimum of three months (90 days) after the effective date to count as “issued.” Coverage must be in force with premium payment current at the time of the contest payout to be included. 

5.     Incentive will be paid over a series of rolling months and will not exceed five payouts. This schedule is designed to eliminate chargebacks and ensure proper payment on qualified plans. The Early Spring Incentive monthly payout will begin in June 2020 and run through October 2020. Incentive payout only begins when the required baseline and all other incentive eligibility is met.  

6.     Bonus follows the Assignment of Commission Form you have on file at the time the application is received, for each qualifying application.

7.     These bonuses will be subject to a managing broker commission split, if applicable.

8.     Bonuses are paid per broker, based on his or her personal production. First final payment may be made up to 90 days after final issue date. 

9.     Qualification is based on production as broker of record.

10.   Applications cannot be split between brokers.

11.   Any separate applications of family members for the same product type count as only one application for this contest. (with the exception of MO)

12.   Golden Rule Insurance Company reserves the right to make final judgment on contest qualifiers or end this contest at any time without prior notification. Coverage that is withdrawn or does not meet the terms listed in these rules will not count toward the baseline and/or contest bonus.

13.   Any required disclosures to brokers’ clients are brokers’ sole responsibility.

14.   This contest is intended for the original recipient of this email only. NPN: %%NPN%%

15.   Select Key and FMO contracted agencies may not be eligible.

16.   1099s apply.

Stephens-Matthews Marketing, Inc.

Managing general agent