Stephens-Matthews Marketing
1-800-544-8250 ext. 120

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Manhattan Life
Medicare Supplement

Affordable Choice
Surgical and Hospitalization Benefits

With major medical plan prices and deductibles on the rise, some customers need a different way to get the health care they need.  That's where a Fixed Benefit product combined with affordably priced supplemental products will meet customer needs.

Take a look at Affordable Choice

  • Available in 37 States
  • Male & Female rates are the same
  • No increase in rates for tobacco usage
  • Child only coverage starting after newborns 6 week exam
  • Continuous coverage with stable rates from one year to the next (Unlike STM)
  • No waiting periods for any coverage’s and coverage can begin/eff. next day 1st-28th of the month
  • Pre-existing conditions covered after 1 st year (Unlike STM)
  • $5 million lifetime max per insured (Like the best major medical plans pre-ACA)
  • No Deductibles, co-insurance or co-pays,1 st dollar coverage’s that can pay in excess of your actual medical bills to be used for other expenses. (Like AFLAC)
  • $8,000 hospital room & board coverage 1 st day and $5,000 each additional day to $1 million max. per yr.
  • Doc visits, Rx and preventive coverage (also Rx-edo card included)
  • TelaDoc unlimited & no per usage charge included with every plan (except child only)
  • Multiplan (PHCS) network is complimentary but not required to use (they submit claim)
  • Karis 360 (#1 bill negotiator and patient advocate company) included
  • Surgical Schedule is 300% of Medicare schedule for surgery
  • Optional GAP plan pays for routine maternity delivery in a hospital
  • Type 2 non- insulin Diabetics accepted

Affordable Choice State Availability Map

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Stephens-Matthews Marketing, Inc.

Life insurance Managing general agent

life insurance mga