| 
                  
                        
                            An exclusive line of products that focuses on Seniors 
                      Cancer and/or Heart and Stroke  
                      Home Health Care Select  
                      OmniFlex Short-Term Care 
                      Hospital Indemnity Select 
                        Guaranteed Issue - Mental Health - Competitive Rates 
                      Hospital Indemnity Select ahora tiene materiales en español disponibles 
                      
                        -  Very competitive rates – including rate tiers for Individual, Couple, Individual + Child(ren), and Family. 
 
                        -  Backed by ManhattanLife technology and service. 
 
                        -  Guaranteed Issue for applicants ages 64½ to 70. 
 
                        -  1 Day Admission Benefit goes up to $10,000!!
 
                        -  3/6/10 Day Benefit plans available between $50 and $750. 
 
                        -  Base Plan Includes: 
 
                       
                      
                        
                          -  Mental Health admission benefit 
 
                          -  Ambulance benefit 
 
                          -  ER/Urgent care benefit 
 
                          -  Coverage for short duration and/or observation stays in the hospital 
 
                         
                       
                      
                        -  Outpatient surgical rider available. 
 
                       
                      - 
                      Hospital Indemnity Select Medicare  Matchup Tool 
                      It takes the guesswork out of identifying the gaps in your  clients MAPD plan 
                        
                      The matchup tool automatically creates a tailored plan to  precisely eliminate cost sharing gaps in your client’s MAPD plan.  
                                              Search over 3,500 MA Plans and create an HI Select plan that suits your client perfectly! Call Stephens-Matthews today to learn more 800-544-8250  
                      - 
                      - 
                        
                      Affordable Choice 
                      Surgical and Hospitalization Benefits 
                      
                        
                          - Available in 37 States 
 
                          -  Male & Female rates are the same 
 
                          -  No increase in rates for tobacco usage 
 
                          -  Child only coverage starting after newborns 6 week exam 
 
                          -  Continuous coverage with stable rates from one year to the next (Unlike STM) 
 
                          -  No waiting periods for any coverage’s and coverage can begin/eff. next day 1st-28th of the month 
 
                          -  Pre-existing conditions covered after 1st year (Unlike STM) 
 
                          -  $5 million lifetime max per insured (Like the best major medical plans pre-ACA) 
 
                          -  No Deductibles, co-insurance or co-pays,1 st dollar coverage’s that can pay in excess of your actual medical bills to be used for other expenses. (Like AFLAC) 
 
                          -  $8,000 hospital room & board coverage 1 st day and $5,000 each additional day to $1 million max. per yr. 
 
                          -  Doc visits, Rx and preventive coverage (also Rx-edo card included) 
 
                          -  TelaDoc unlimited & no per usage charge included with every plan (except child only) 
 
                          -  Multiplan (PHCS) network is complimentary but not required to use (they submit claim) 
 
                          -  Karis 360 (#1 bill negotiator and patient advocate company) included 
 
                          -  Surgical Schedule is 300% of Medicare schedule for surgery 
 
                          -  Optional GAP plan pays for routine maternity delivery in a hospital 
 
                          -  Type 2 non- insulin Diabetics accepted 
 
                         
                        Dental, Vision and Hearing Select  
                        PAID Enhanced  
                       
                        
                      For more information, rates and new agent contracting, submit the short form below 
                      Some users have reported issues with trying to use this  form.  If you have trouble accessing any  of this information, please contact Tessa at 800-544-8250 or email tessa@stephens-matthews.com and  it will be sent to you. 
                     
                    
                                        
                       |