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As an agent, navigating the complexities of offering the right health plan at the right price with the right benefits has never been more challenging. With rising costs and increasing federal regulations, we're here to help you succeed and connect your clients to the coverage they deserve.
A Message from Pivot Health about Short Term Medical
On August 7, 2025, the Centers for Medicare & Medicaid Services (CMS) announced it will not enforce the 2024 STM duration limits while reviewing rules—opening the door for states to allow short-term medical plans lasting up to 12 months and renewable for up to 3 years.
This update means more choices for consumers who need temporary, budget-friendly coverage during life transitions—and more opportunities for agents to deliver high-value, flexible solutions.
Here’s what this means for you:
✔ Expanded coverage options for your clients
✔ Increased retention and lifetime value per policy
✔ Rising demand from clients seeking flexible coverage
At Pivot Health by Healthcare.com, we’ve been preparing for this change and are ready to roll out longer-duration STM plans as soon as states finalize their guidance. We’ll continue working closely with regulators to ensure products are innovative, transparent, and compliant.
Stay tuned—we’ll share timelines the moment enhanced plan options are ready on our platform.
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Latitude Supplemental
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Savings on everyday health care needs and cash benefits to help cover unexpected medical expenses
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Unlimited doctor consultations by telephone or video, 24/7 at
no additional cost
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Up to 75% savings on prescription drugs
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15-40% discounts on eye exams, lenses, frames and contacts
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Supplemental insurance to help manage out-of-pocket expenses
such as medical deductibles, coinsurance and copayments
Learn more
To learn more and get your new agent contract submit the form below
or call 1-800-544-8250
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