Stephens-Matthews Marketing
1-800-544-8250-

Product / State Availability

PIVOT HEALTH STM SOLUTION
vs ACA PLANS

Longer short term medical plans are available again.

Quote once and your customers are covered for 3 YEARS!

Our STM plans give your customers the benefits they need and the flexibility they want – with coverage for as long as 36 months.

Coverage includes doctor visits, preventive care services, emergency room visits, and hospital stays, as well as access to pharmacy benefits and discounts.

Learn more about Allstate Health Solutions

 

Pivot Health by Healthcare.com is your one-stop shop for all your clients' insurance needs. Our product line includes a variety of customized insurance products to meet the individual needs and financial constraints of every client. From short-term coverage and long-term plans to supplemental insurance, Pivot Health has the right options to fill every need.

 

A Message from Pivot Health about Short Term Medical

On August 7, 2025, the Centers for Medicare & Medicaid Services (CMS) announced it will not enforce the 2024 STM duration limits while reviewing rules—opening the door for states to allow short-term medical plans lasting up to 12 months and renewable for up to 3 years.

This update means more choices for consumers who need temporary, budget-friendly coverage during life transitions—and more opportunities for agents to deliver high-value, flexible solutions.

Here’s what this means for you:

✔ Expanded coverage options for your clients

✔ Increased retention and lifetime value per policy

✔ Rising demand from clients seeking flexible coverage

Extended durations now available in additional states.

Pivot Health is pleased to announce extended durations on Classic and Core short-term medical plans are now available in select states* for up to 3 years of coverage. 
  • Extended durations allowing your clients up to 180 days of coverage for SureCare plans and up to 3 years (3x364 days) of coverage for Epic, Classic and Core plans in select states*
  • MORE budget-friendly plans to help those who may not qualify for ACA subsidies 
    • Unlimited Dr. Office visits with set copays on select plans for predictable coverage 
      • Enhanced telemedicine benefits with 24/7 on demand care at no cost 

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Latitude Supplemental
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Savings on everyday health care needs and cash benefits to help cover unexpected medical expenses

  • Unlimited doctor consultations by telephone or video, 24/7 at
    no additional cost
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  • Up to 75% savings on prescription drugs
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  • 15-40% discounts on eye exams, lenses, frames and contacts
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  • Supplemental insurance to help manage out-of-pocket expenses
    such as medical deductibles, coinsurance and copayments

Learn more

 

To learn more and get your new agent contract submit the form below
or call 1-800-544-8250
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Protect your clients from out-of-pocket exposure with supplemental plans.

Adding supplemental plans to any major medical coverage helps offset the financial impact of accidents, illness, and more by paying cash benefits directly to clients for covered events.

Enroll your clients in supplemental health and other ancillary products to help with unexpected medical costs and coverage gaps.
Stephens-Matthews Marketing, Inc.

 

Life Insurance Managing general agent
Life Insurance MGA