Pivot Health by Healthcare.com is your one-stop shop for all your clients' insurance needs. Our product line includes a variety of customized insurance products to meet the individual needs and financial constraints of every client. From short-term coverage and long-term plans to supplemental insurance, Pivot Health has the right options to fill every need.

Short Term Medical

On August 7, 2025, the Centers for Medicare & Medicaid Services (CMS) announced it will not enforce the 2024 STM duration limits while reviewing rules—opening the door for states to allow short-term medical plans lasting up to 12 months and renewable for up to 3 years.

This update means more choices for consumers who need temporary, budget-friendly coverage during life transitions—and more opportunities for agents to deliver high-value, flexible solutions.

Here’s what this means for you:

✔ Expanded coverage options for your clients

✔ Increased retention and lifetime value per policy

✔ Rising demand from clients seeking flexible coverage

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Latitude Supplemental
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Savings on everyday health care needs and cash benefits to help cover unexpected medical expenses

• Unlimited doctor consultations by telephone or video, 24/7 at
  no additional cost
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• Up to 75% savings on prescription drugs
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• 15-40% discounts on eye exams, lenses, frames and contacts
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• Supplemental insurance to help manage out-of-pocket expenses
  such as medical deductibles, coinsurance and copayments

Learn more

To learn more and get your new agent contract submit the form below
or call 1-800-544-8250