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                    Stephens-Matthews will offer Ambetter in the following states for PY 2025:  
                    Alabama, Arizona, Arkansas, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky,  
                    Louisiana, Michigan, Mississippi, Missouri, Nebraska,  New Hampshire,  
                    New Jersey, 
                    North Carolina, Ohio, Oklahoma, 
                      Pennsylvainia, 
                    South Carolina, Tennessee, Texas,  Washington 
                      
                      
                    Ambetter  Health Policy Update: Elimination of NPN Overrides  
                                        Many state entities have recently announced, or will soon  announce, the disallowance of National Producer Number (NPN) Overrides. To  align with these state requirements and ensure consistent compliance across our  footprint:  
                    Effective October 15, 2025, Ambetter Health will  prohibit the use of National Producer Number (NPN) Overrides across all states, regardless of CMS, state,  or direct enrollment platform allowances.  
                    Requirements for Producers:  
                    
                      - Application  Submission: All applications must be submitted by the individual agent  who negotiates, sells, and solicits the policy to the consumer using their own  NPN.  
 
                      -  Licensing &  Appointment: Any producer actively assisting  with the application, plan selection, or enrollment process must  be licensed, contracted, and appointed in every state where business is  conducted. 
 
                      -  Preemption of External  Guidance: This policy supersedes CMS, state, or platform guidance that  may permit the NPN Override feature. 
 
                      -  Enforcement: Failure to comply may  result in immediate termination of the agent and/or agency contract. 
 
                     
                     This update reflects Ambetter Health’s commitment to compliant  business practices and consumer protection.  
                      
                    ACA 
                    Get FFM Certified  
                    Plan Year 2026 Marketplace 
                      Registration and Training 
                      is Live for New and Returning 
                    Agents and Brokers 
                    Plan year 2026 Marketplace registration and training is now available for new and returning agents and brokers on the Marketplace Learning Management System (MLMS)! Plan year 2026 Marketplace training is available in English and Spanish.  
                    https://www.cms.gov/marketplace/agents-brokers/registration-training  
                    Plan year 2026 FFM certification for agents and brokers + free CEUs 
                    Stephens-Matthews ACA Plan/State Availability Grid 
                      
                    
                      
                      
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                    For more information about Ambetter, submit the short form below or contact Pam at  
                      1-800-544-8250 ext. 20906 , email pam@stephens-matthews.com  
                                        
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