Stephens-Matthews Marketing

 

Print Your Agent Contract
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In order to run a quote and submit business via the eSig process, you will need access to eConnections web,
Access and Register NOW!

 

 

American General
Agent Site

 

 

 

 

Accident Expense PlusSM

 


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Accident Expense Plus® Insurance
Now with eSignature Technology! *

Available everywhere but CA, FL, MA, MN, MT, NH, PA & VT
 

Designed to fill the gaps when clients increase their
MM deductibles to lower premium expense…

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Accident Expense Plus is an ideal supplement to high-deductible health plans, providing benefits for a wide range of accident-related costs, from emergency room visits to physical therapy to diagnostic exams — even surgery. The “plus” is an optional Critical Illness Rider that can pay a lump sum benefit if your client is diagnosed with invasive cancer, heart attack, or stroke.

 

Accident Expense Plus gives you and your clients:

 

■ Freedom. Clients can choose any hospital, physician or medical facility.

■ Flexibility. Tailor the ideal client solution using a variety of deductibles and
benefit amounts.

■ Fast and easy underwriting. Accident coverage is a guaranteed issue for
anyone age 64 or younger, and critical illness coverage is underwritten on a
simple accept/reject basis using just three health questions.

■ And now a NEW, EASY ONLINE APPLICATION PROCESS available at
https://eConnections.aglife.com!

 

 

Accident Expense Plus Brochure

 

In order to run a quote and submit business via the eSig process,
you will need access to eConnections web.
Access and Register NOW!

 

For more information about these plans, contact Tessa at 1-800-544-8250  x117

 
. .

New study reveals
60% of bankruptcies due to medical bills1.

 

  • Most of the families filing bankruptcy were well-educated homeowners with middle-class occupations.
  • More than 75% of them had health insurance.
  • 92% had medical bills over $5,000 or 10% pretax family income.

 

Protect your clients’ financial future from coverage gaps in their major medical plans by supplementing with an accident and/or critical illness insurance plan like Accident Expense Plus with a Critical Illness Rider option or CriticalCare Plus insurance.

 

1 Medical Bankruptcy in the U.S, 2007; Results of National Study; American Journal of Medicine, June 2007.

 

 

American General CriticalCare Plus
State Reference Grid
Living through a critical illness is a reality accompanied by the cost of surviving. AIG CriticalCare Plus coverage can provide immediate cash for the financial protection your clients need, but don't know they do.

 

  • Issue Ages 18-64
  • Coverage Periods 10 yrs, 15 yrs, 20 yrs, 30 yrs, and Lifetime
  • Benefit Amounts of $10K-$500K
  • Built in ROP
  • Optional Riders to enhance coverage:
    - BER (Benefit Extension Rider)
    - Medical Personnel HIV Rider
    - Accidental Death and Dismemberment Rider

 

Print A CriticalCare Plus Consumer Brochure

 

 

American General Secure Income Plus

  • Non-Cancelable and Guaranteed Renewable to age 65
  • Premiums cannot be raised and benefits cannot be reduced
  • 100% Return of Premium at age 65 less claims paid.
  • Available for white, gray and blue collar risks (divided into 4 occupational classes)
  • Optional Riders to enhance coverage
    - Additional Monthly Income Rider
    - Hospital Monthly Income Rider
    - Accidental Death and Dismemberment Rider
  • Benefit periods of 2 yrs, 5 yrs and to age 65 (5 yr and to age 65 benefit not available for all occupational classes)
  • Non-Medical Underwriting up to $2,500 monthly benefit for applicants through age 45

 

Print A Secure Income Plus Consumer Brochure

 
Stephens-Matthews Marketing, Inc.