July 28, 2010
July 28, 2010

Video Greeting from Mike Norderhaug

 

Please click on the link to view a 2-minute video greeting from Mike Norderhaug, Assurant Health's Senior Vice President and Executive Sales Officer.

 

In his message, Mike reinforces Assurant Health's commitment to agents, and to building a long and successful future in the individual and small employer marketplace.

July 28, 2010
July 22, 2010


Assurant Health opens up more ways to cover your clients!
Introducing Assurant Supplemental Coverage

 

CLICK HERE TO LEARN MORE!

 

Term Life AnswersSM Enhancements
Effective August 1, 2010

Effective August 1, 2010, we are making some enhancements to our Term Life Answers product. The product will have new, competitive rates, a reduced policy fee and increased issue ages.* Term Life Answers is still the same simple affordable term product that answers the insurance needs of your clients.

 

Click Here For Full Details and to Print Your Agent Contract NOW!

July 20, 2010
June 15, 2010

Highlights for September 2010:

  New product introduction: Assurant Supplemental Coverage
  The NEW Assurant Affordable Health Access
  Enhanced benefits on our most popular IM plans

 

Read It NOW!

 

Download New Assurant Software NOW!

 

Health Care Reform

Letter From Dave Stephens
President, Stephens-Matthews Marketing, Inc.

Click The link above to view this new information

 

June 3, 2010
June 10, 2010
June 7, 2010

Dear Seniors Choice Agents,

 

Due to the increased costs associated with management of the block, it is necessary to raise the monthly administration fee by $2.00 per member enrolled in the Seniors Choice Group Retiree Medical Plan. The increased fee will go into effect as of the July 1st, 2010 invoice period. As always we appreciate your continued business.  Learn More About Seniors Choice

 

Seniors Choice Sales Support

Merchants Benefit Administration

Change to Individual Medical underwriting guidelines — effective June 7, 2010.

 

Assurant Health is committed to sharing timely and relevant updates with you regarding any changes we are making as we assess the health care reform legislation. Today's Health Care Reform Update provides notice of a change we are making to our Individual Medical underwriting guidelines, effective June 7, 2010.

 

Click Here To Read More

 

June 1, 2010
May 17, 2010

Major Medical and Short Term
Available in IN, IL, MO, AR, AZ & NE!

 

June 1, 2010 Underwriting Updates

After reviewing recent new business trends while also considering the potential ramifications of the Patient Protection and Affordable Care Act, USL&H has decided to implement a few changes to our current Major Medical underwriting practices.

 

  • For Major Medical applicants over the age of 59, USL&H now requires a physical exam within the past two years.  In fact, for faster Underwriting turnaround time, please include a copy of the applicant's most recent exam with the application. 
  • Beginning June 1st, USL&H will no longer be accepting child-only applications on our Short Term and Major Medical plans.  The primary insured must be at least 19 years old to apply for coverage.
  • Beginning June 1st, USL&H will no longer rider any conditions on dependents under the age of 19.  All dependents under the age of 19 will either be issued standard, rated-up, or declined.

 

We believe these changes will allow USL&H to remain a viable and competitive option for your clients in need of a quality health insurance plan. Our Underwriting Guidelines have been updated and are ready for download

-

 

To: All NHIC Agents and Managers
From: Marketing
Subject: National Health Care Reform

 

After careful consideration of the recent healthcare legislation, National Health Insurance Company has determined that its medical expense plan does not meet the requirements set forth by the Patient Protection and Affordability Care Act and the Health Care and Education Reconciliation Act of 2010. With this knowledge, NHIC has decided to immediately cease distributing it medical expense plan.

 

NHIC has not come to this decision lightly; however, we feel that this decision is necessary for the continued (overall) success of the company in the future. All new business that has been submitted but not issued will be returned to you in hopes that you can place it elsewhere.

 

If you have any questions, please contact your Rep at
Stephens-Matthews Marketing, Inc.

May 25, 2010
May 17, 2010

Download NEW Software!

51.4 Available May 25, 2010

May 18, 2010
May 17, 2010
May 17, 2010

Important Notice Regarding Underwriting

 

Assurant Software Ver 3.5 is here!

 

Click Here To Download Rates

 

Available in
CA, CO, IN, MO, NV & OH.

Now Available in Kentucky!

May 14, 2010
May 14, 2010

Memo from Laura Hohing Assurant Health Executive Vice President, Chief Sales Officer, regarding an update on health care reform and upcoming product changes!

 

CLICK HERE

 

Included in this memo / Future Opportunities
In a post-reform environment, we will apply our more than 115-year focus on innovation to continue to deliver valuable benefits and services that enhance our agents' and customers' experiences.

Just one example of that innovation is Assurant Affordable Health Access. We know these plans have been meeting an important consumer need and we are currently working on several new options that will provide affordable plans with everyday benefits to meet your clients' needs in the near future. Learn More About Health Access!

 

May 12, 2010
May 12, 2010

Attention Agents in UTAH

 

Humana is seeing the Utah Universal Apps coming in that are not on the correct form. 

 

Please CLICK HERE for the correct Utah Form

 

 

REDUCED RATES!!!

 

 THE NEW AG ROP SELECT-A-TERM HAS ARRIVED

-

April 12, 2010
April 12, 2010

We are pleased to announce that effective May 1, 2010 the MBA, Inc-Nationwide Multiflex Individual Dental plans are taking a rate reduction. Any members who were enrolled from October 1, 2009 through April 1, 2010 will also take a rate reduction.

 

Click Here For More Information and To Print NEW Rates!

 


With the recent health care legislation being enacted we have had a chance to analyze the legislation and the direct impact it will have on our current health product and how we will market this product in the future.

 

It has been determined after several meetings with actuaries, industry experts and regulatory groups that we need to adjust our commissions to comply with the new mandates.

 

Please contact your direct up-line, or call 1-800-544-8250 for information about these commission changes.

-

April 9, 2010
April 2, 2010

American Community Placed in Rehabilitation

Commissioner of the Office of Financial and Insurance Regulation (OFIR) Named as Rehabilitator

Accident Expense Plus® Insurance

Designed to fill the gaps when clients increase their
MM deductibles to lower premium expense

-
Now with eSignature Technology!

 

April 1, 2010
April 1, 2010

New Software Downloads:

  • UnitedHealthOne
  • American Amicable
  • Assurant Health
March 17, 2010
Assurant Health Update 
May 1, 2010

Click Here To Read Full Details!

Included in this issue:

    • New lower rates in five states
    • A new high deductible option for CoreMed Elite
    • Discounted rates for clients with prior coverage
    • TelaDoc for kids of all ages
    • Important changes to electronic submission tools
    • Maternity discontinued
    • Student Select discontinued
    • KeyMed discontinued
    • Renewal option changes for HealthyDiscount customers and more.
March 8, 2010
March 8, 2010

Esignature
for Accident Expense Plus Available VERY SOON!!!
The intelligent, affordable way to complete your clients'
health insurance program!

 

March 5, 2010

Available in IN, IL, MO, AR, AZ & NE!

 

Major Medical and Short Term

Learn More And Print Your Contract

 

March 2 , 2010

A.M. BEST UPGRADES RATINGS!

Effective March 2, 2010, A.M. BEST has upgraded the financial strength and issuer credit ratings to A– Excellent from B+++ Very Good of the four Life/Health members of the American-Amicable Group.

 

Learn More and Print Your Agent Contract NOW!

 

Feb. 26, 2010
Feb. 4, 2010

Commission Department Hours:

Our Commission Department is open
Monday - Friday 1:00 pm - 5:00 pm EST.

 

Click Here For Commission Department Contact Information.

Mutual of Omaha is pleased to bring you

iGO e-App™

 

Click Here To Learn More!

 

*Check for product/state availability on Sales Professional Access

Feb. 4, 2010

 

Relief Health Services

Connecting Your Clients to Healthcare

• Huge Additional Income

• Sell Year Round

-

• No Charge Backs

• Unlimited Prospects
-

• 100% Free Service to Customer

• Increase Customer Retention & Loyalty

• Sell Anywhere in the United States

Jan. 25, 2010
Jan. 25, 2010

 

 

New HumanaOne products and bonus opportunity in New Mexico!
 
Dec. 30, 2009
Dec. 21, 2009
Dec. 18, 2009

MBA Update / Dec. 21, 2009

Merchants Benefit Administration will be moving to our permanent offices as of January 4, 2010. Our phone will continue to be (800) 800-6543, but our new address will be:

 

15974 N 77th Street, Suite 102

Scottsdale, AZ 85260

 

We look forward to working with you from our new offices!

 

Sincerely,

Merchants Benefit Administration

 

Attention Annuity Agents in FL...

 

As of 12/25/09, a new Suitability Questionnaire and Disclosure and Comparison of Annuity Contracts for annuity sales form will be required in the state of Florida.

 

For more information and a copy of these forms, please contact Tessa or email
tessa@stephens-matthews.com

Dec. 14, 2009
Dec. 14, 2009

Dear Colleagues,

As you know, over the past few months we have implemented a number of changes in order to improve our financial position. Many of these actions have had a direct impact on our agent partners, particularly in states where we have decided to limit our marketing efforts. As a result, there has been some confusion about where we are continuing to actively market our portfolio of products. This letter is intended to clarify our position and update you on our strategy going forward.

 

CLICK HERE TO READ MORE

Dec. 7, 2009

To learn more about UnitedHealthOne and to print your agent contract CLICK HERE!

Nov. 23, 2009

 

Assurant Health

New proposal software, Ver. 3.3 for Eff dates of 11/2009 is available online NOW!

Anthem

Stephens-Matthews Marketing, Inc. now has Anthem in
CA, CO, IN, MO, NV & OH!!!
 
- 12 Month Advance
 - EASY Issue
 - E-App is available!
 

United of Omaha Life Insurance Company

Three words to describe our GULE . . .

Speedy. Fast. Express.

Our Guaranteed Universal Life Express (GULE) is unique in the market thanks to express underwriting (no blood, no urine, no paramed) for face amounts $50,000 – $250,000 with issue ages of 18-65.

 

 

UnitedHealthOne

$25 per Member Bonus with UnitedHealthOne
Residents of IL, MI, and TX.

We are Bringing Families Together with our latest incentive. Earn a $25 bonus per member on each Health Application.    Bigger families = BIGGER BONUS!   Click Here for full details!

BONUS
Rewarding agents for growing their business in FL, GA, IL, MI, TN, WI!

 

AG Select-a-TermSM
New Pricing Enhances Competitive Position

American General Life Companies announces a substantial rate reduction on its flagship term product, AG Select-a-Term, issued by American General Life Insurance Company and The United States Life Insurance Company in the City of New York.  Click Here to Learn More!

American Community Mutual
ACM will be making some very important announcements over the next couple of weeks.  Please be sure to watch your inbox for these announcements from ACM!

 

 
Stephens-Matthews Marketing, Inc.