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July 28, 2010
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July 28, 2010 |
Video Greeting from Mike Norderhaug
Please click on the link to view a 2-minute video greeting from Mike Norderhaug, Assurant Health's Senior Vice President and Executive Sales Officer.
In his message, Mike reinforces Assurant Health's commitment to agents, and to building a long and successful future in the individual and small employer marketplace. |
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July 28, 2010
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July 22, 2010 |
Assurant Health opens up more ways to cover your clients!
Introducing Assurant Supplemental Coverage
CLICK HERE TO LEARN MORE! |
Term Life AnswersSM Enhancements
Effective August 1, 2010
Effective August 1, 2010, we are making some enhancements to our Term Life Answers product. The product will have new, competitive rates, a reduced policy fee and increased issue ages.* Term Life Answers is still the same simple affordable term product that answers the insurance needs of your clients.
Click Here For Full Details and to Print Your Agent Contract NOW! |
June 3, 2010
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June 10, 2010 |
June 7, 2010 |
Dear Seniors Choice Agents,
Due to the increased costs associated with management of the block, it is necessary to raise the monthly administration fee by $2.00 per member enrolled in the Seniors Choice Group Retiree Medical Plan. The increased fee will go into effect as of the July 1st, 2010 invoice period. As always we appreciate your continued business. Learn More About Seniors Choice
Seniors Choice Sales Support
Merchants Benefit Administration |
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Change to Individual Medical underwriting guidelines — effective June 7, 2010.
Assurant Health is committed to sharing timely and relevant updates with you regarding any changes we are making as we assess the health care reform legislation. Today's Health Care Reform Update provides notice of a change we are making to our Individual Medical underwriting guidelines, effective June 7, 2010.
Click Here To Read More
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June 1, 2010 |
May 17, 2010 |
Major Medical and Short Term
Available in IN, IL, MO, AR, AZ & NE!
June 1, 2010 Underwriting Updates
After reviewing recent new business trends while also considering the potential ramifications of the Patient Protection and Affordable Care Act, USL&H has decided to implement a few changes to our current Major Medical underwriting practices.
- For Major Medical applicants over the age of 59, USL&H now requires a physical exam within the past two years. In fact, for faster Underwriting turnaround time, please include a copy of the applicant's most recent exam with the application.
- Beginning June 1st, USL&H will no longer be accepting child-only applications on our Short Term and Major Medical plans. The primary insured must be at least 19 years old to apply for coverage.
- Beginning June 1st, USL&H will no longer rider any conditions on dependents under the age of 19. All dependents under the age of 19 will either be issued standard, rated-up, or declined.
We believe these changes will allow USL&H to remain a viable and competitive option for your clients in need of a quality health insurance plan. Our Underwriting Guidelines have been updated and are ready for download
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To: All NHIC Agents and Managers
From: Marketing
Subject: National Health Care Reform
After careful consideration of the recent healthcare legislation, National Health
Insurance Company has determined that its medical expense plan does not meet
the requirements set forth by the Patient Protection and Affordability Care Act
and the Health Care and Education Reconciliation Act of 2010. With this
knowledge, NHIC has decided to immediately cease distributing it medical
expense plan.
NHIC has not come to this decision lightly; however, we feel that this decision is
necessary for the continued (overall) success of the company in the future.
All new business that has been submitted but not issued will be returned to you
in hopes that you can place it elsewhere.
If you have any questions, please contact your Rep at
Stephens-Matthews Marketing, Inc. |
May 14, 2010
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May 14, 2010 |
Memo from Laura Hohing Assurant Health Executive Vice President, Chief Sales Officer, regarding an update on health care reform and upcoming product changes!
CLICK HERE
Included in this memo /
Future Opportunities
In a post-reform environment, we will apply our more than 115-year focus on innovation to continue to deliver valuable benefits and services that enhance our agents' and customers' experiences.
Just one example of that innovation is Assurant Affordable Health Access. We know these plans have
been meeting an important consumer need and we are currently working on several new options that
will provide affordable plans with everyday benefits to meet your clients' needs in the near future. Learn More About Health Access!
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April 12, 2010
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April 12, 2010 |
We are pleased to announce that effective May 1, 2010 the MBA, Inc-Nationwide Multiflex Individual Dental plans are taking a rate reduction. Any members who were enrolled from October 1, 2009 through April 1, 2010 will also take a rate reduction.
Click Here For More Information and To Print NEW Rates!
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With the recent health care legislation being enacted we have had a chance to analyze the
legislation and the direct impact it will have on our current health product and how we
will market this product in the future.
It has been determined after several meetings with actuaries, industry experts and
regulatory groups that we need to adjust our commissions to comply with the new
mandates.
Please contact your direct up-line, or call 1-800-544-8250 for information about these commission changes.
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March 17, 2010 |
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Click Here To Read Full Details! |
Included in this issue:
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New lower rates in five states
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A new high deductible option for CoreMed Elite
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Discounted rates for clients with prior coverage
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TelaDoc for kids of all ages
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Important changes to electronic submission tools
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Maternity discontinued
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Student Select discontinued
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KeyMed discontinued
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Renewal option changes for HealthyDiscount customers and more.
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March 8, 2010 |
March 8, 2010 |
Esignature
for Accident Expense Plus Available VERY SOON!!!
The intelligent, affordable way to complete your clients'
health insurance program!
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March 2 , 2010 |
A.M. BEST UPGRADES RATINGS!
Effective March 2, 2010, A.M. BEST has upgraded the financial strength and issuer credit ratings to A– Excellent from
B+++ Very Good of the four Life/Health members of the American-Amicable Group.
Learn More and Print Your Agent Contract NOW!
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Feb. 4, 2010
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Relief Health Services
Connecting Your Clients to Healthcare
• Huge Additional Income
• Sell Year Round
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• No Charge Backs |
• Unlimited Prospects
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• 100% Free Service to Customer |
• Increase Customer Retention & Loyalty
• Sell Anywhere in the United States |
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Jan. 25, 2010
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Jan. 25, 2010 |
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New HumanaOne products and bonus opportunity in New Mexico!
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Dec. 21, 2009
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Dec. 18, 2009 |
MBA Update / Dec. 21, 2009
Merchants Benefit Administration will be moving to our permanent offices as of January 4, 2010. Our phone will continue to be (800) 800-6543, but our new address will be:
15974 N 77th Street, Suite 102
Scottsdale, AZ 85260
We look forward to working with you from our new offices!
Sincerely,
Merchants Benefit Administration
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Attention Annuity
Agents in FL...
As of 12/25/09, a new Suitability Questionnaire and Disclosure and Comparison of Annuity Contracts for annuity sales form will be required in the state of Florida.
For more information and a copy of these forms, please contact Tessa or email
tessa@stephens-matthews.com
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Dec. 14, 2009
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Dec. 14, 2009 |
Dear Colleagues,
As you know, over the past few months we have implemented a number of changes in order to improve our financial position. Many of these actions have had a direct impact on our agent partners, particularly in states where we have decided to limit our marketing efforts. As a result, there has been some confusion about where we are continuing to actively market our portfolio of products. This letter is intended to clarify our position and update you on our strategy going forward.
CLICK HERE TO READ MORE
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Nov. 23, 2009
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Assurant Health
New proposal software, Ver. 3.3 for Eff dates of 11/2009 is available online NOW!
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Anthem
Stephens-Matthews Marketing, Inc. now has Anthem in
CA, CO, IN, MO, NV & OH!!!
- 12 Month Advance
- EASY Issue
- E-App is available!
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United of Omaha Life Insurance Company
Three words to describe our GULE . . .
Speedy. Fast. Express.
Our Guaranteed Universal Life Express (GULE) is unique in the market thanks to express underwriting (no blood, no urine, no paramed) for face amounts $50,000 – $250,000 with issue ages of 18-65.
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UnitedHealthOne
$25 per Member Bonus with UnitedHealthOne Residents of IL, MI, and TX.
We are Bringing Families Together with our latest incentive. Earn a $25 bonus per member on each Health Application. Bigger families = BIGGER BONUS! Click Here for full details!
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BONUS
Rewarding agents for growing their business in FL, GA, IL, MI, TN, WI!
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AG Select-a-TermSM
New Pricing Enhances Competitive Position
American General Life Companies announces a substantial rate reduction on its flagship term product, AG Select-a-Term, issued by American General Life Insurance Company and The United States Life Insurance Company in the City of New York. Click Here to Learn More! |
American Community Mutual
ACM will be making some very important announcements over the next couple of weeks. Please be sure to watch your inbox for these announcements from ACM!
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Stephens-Matthews Marketing, Inc. |
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