Stephens-Matthews Marketing

Advanced Commission Opportunities are available for the entire suite of IHC’s ancillary products and benefits

Product / State Availability

Short-Term Medical Durations

STM Duration Updates

  • Utah  and Alaska now have 364-day STM policy durations available.

A fixed-benefit indemnity plan with hospital surgical and critical illness insurance benefits

Submit the short form on the right for plan details, state availability and new agent contracting



Get to know the IHC Group's Short Term Medical Product Suite.

Short-Term Medical (STM) insurance provides temporary health benefits for those in-between-major medical coverage. Features include customizable policy length starting at 30 days, deductible and out-of-pocket options, and the availability of next-day coverage.

IHC STM Advances

  • 2 month advance on 90-day policies
  • 4 month advance on 180-day policies
  • 6 month advance on 364-day policies

For information and new agent contracting, submit the short form below.




Stephens-Matthews Marketing, Inc.

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