Stephens-Matthews Marketing

Advanced Commission Opportunities are available for the entire suite of IHC’s ancillary products and benefits

Product / State Availability

IHC STM Advances

  • 2 month advance on 90-day policies
  • 4 month advance on 180-day policies
  • 6 month advance on 364-day policies

Ask us about

Guaranteed Issue Short Term Medical



Big things are happening at IHC Specialty Benefits 


- - NEW - -

One quote form is all you need to quote all IHC products at once

We make quoting a breeze by eliminating the need for multiple quote forms. All you need to do is fill out one simple quote form and you will see quote results for all of our products.*



Bridge: Accident and Critical Illness Insurance

Introducing Bridge, underwritten by Madison National Life Insurance Company, Inc., a new Accident and Critical Illness product from IHC Specialty Benefits. If your client has an accident or is diagnosed with a critical illness, the last thing you want them to worry about is money. They have health coverage for their medical bills but other costs can pile up. That's where Bridge can help.

Bridge features coverage for:

- Critical Illness
- Accident Medical Expense
- Accident Disability Income
- Accident Hospital Confinement

Product highlights include:

- Guaranteed issue
- An easy enrollment process
- Next-day coverage
- Premiums starting as low as $34.95 a month**

Connect Extend     

  • Extended duration Short-Term Medical (Connect Extend) is now available in AL, AR, GA, FL, IN, KY, NC, NE, SC, WV, and WY. 
  • With Connect Extend, you can offer your clients rate certainty for up to 36 months in select states¹. Longer duration STM plans do not reset rates for each renewal period, so the issue rate stays the same for the full term of coverage.

STM Rate Reductions

  • Connect STM and Connect Plus rates have been decreased in the following states: FL, IN, KY, MI, NC, OH, NE, NH, NV, TX, and WY. Login now to compare rates.

Product Availability Updates

  • Connect Plus is now available in Wisconsin.
  • Connect STM and Connect Plus are now available in New Hampshire.
  • Rx Paycard is no longer available in Illinois.


Submit the form below for product / state availability and product brochures


For information and new agent contracting, submit the short form below.

¹Not all products are available in all states. Duration varies by state. Extended duration STM is only
available on the STM and Value series, not on Plus. Maximum term is 36 months (33 months in South
Carolina). The length of the policy term must be selected at time of enrollment.

**Premiums vary depending on coverage options selected.

For agent use only, not for customer solicitation or public distribution.
This product is administered by The Loomis Company.

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