Stephens-Matthews Marketing

GTL Hospital Indemnity - Florida!

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1-800-544-8250 x117
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Guaranteed Trust Life

Founded in 1936, Guarantee Trust has provided a portfolio of health, accident, life and special risk insurance to individuals and families for over 75 years. Today, we remain committed to the family values on which we were built and continue to provide the personal customer service, quality products, and successful partnerships that have driven our company since its inception.

Our Products


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Critical Provider

Critical Provider is a term life insurance policy with an accelerated benefit rider that pays a lump sum benefit directly to your client upon diagnosis of a critical illness or condition.

You can choose a full or limited benefit option and use that cash benefit to:

  • cover health insurance deductibles or co-payments
  • replace lost income
  • take a recuperative vacation
  • cover any other needs to help you maintain your quality of life

Plan Details

Critical Provider will accelerate a direct percentage of your term life insurance policy's death benefit for the following 18 diagnosed illnesses:

  • 100% Cancer
  • 100% Heart Attack
  • 100% Stroke
  • 100% Coronary Bypass Surgery
  • 100% Kidney Failure
  • 100% Major Organ Transplant
  • 100% Coma
  • 100% Paralysis
  • 100% Blindness
  • 75% Terminal Illness
  • 75% Nursing Home Confinement
  • 25% Benign Brain Tumor
  • 25% Alzheimer's Disease
  • 25% HIV Infection from Blood Transfusion
  • 25% Parkinson's Disease
  • 25% Aorta Graft Surgery
  • 25% Heart Valve Replacement or Repair
  • 10% Coronary Angioplasty

All benefits from the Critical Provider plan are paid to you regardless of any other insurance you may have. A 100% death benefit is payable if no other benefit listed above has been paid. All above conditions are payable one time only.

NOTE: Not all of our products are available in all states where we are licensed. The plans have exclusions, limitations and terms under which the plan may be continued in force. Availability, features, benefits and options may vary by state.

24-Hour Accident Coverage pays benefits directly to your client for the Following Services:

  • accidental medical coverage,
  • emergency air ambulance, and
  • accidental death and dismemberment

Plan Details  

We offer a variety of plans based on the amount of coverage your client wants and your state availability. In addition, clients can also receive coverage for weekly disability income under certain options.

When they choose any one of the four plans, they will also receive non-insurance discount benefits on:

  • prescription drugs,
  • vision care,
  • dental care
  • chiropractic care, and
  • home medical equipment.
Stephens-Matthews Marketing, Inc.

Managing general agent