Critical Provider
Critical Provider is a term life insurance policy with an accelerated benefit rider that pays a lump sum benefit directly to your client upon diagnosis of a critical illness or condition.
You can choose a full or limited benefit option and use that cash benefit to:
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cover health insurance deductibles or co-payments
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take a recuperative vacation
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cover any other needs to help you maintain your quality of life
Plan Details
Critical Provider will accelerate a direct percentage of your term life insurance policy's death benefit for the following 18 diagnosed illnesses:
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100% Coronary Bypass Surgery
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100% Major Organ Transplant
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75% Nursing Home Confinement
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25% HIV Infection from Blood Transfusion
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25% Heart Valve Replacement or Repair
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All benefits from the Critical Provider plan are paid to you regardless of any other insurance you may have. A 100% death benefit is payable if no other benefit listed above has been paid. All above conditions are payable one time only.
NOTE: Not all of our products are available in all states where we are licensed. The plans have exclusions, limitations and terms under which the plan may be continued in force. Availability, features, benefits and options may vary by state. |
24-Hour Accident Coverage pays benefits directly to your client for the Following Services:
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accidental medical coverage,
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emergency air ambulance, and
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accidental death and dismemberment
Plan Details
We offer a variety of plans based on the amount of coverage your client wants and your state availability. In addition, clients can also receive coverage for weekly disability income under certain options.
When they choose any one of the four plans, they will also receive non-insurance discount benefits on:
- prescription drugs,
- vision care,
- dental care
- chiropractic care, and
- home medical equipment.
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