Assurity LifeScape®
Life Insurance LifeScape Whole Life insurance from Assurity can provide you, your family or your business the affordable financial security you need and the coverage options you desire.
A whole life policy offers lifelong, permanent insurance protection that is ideal for individual, business or estate-planning needs. The income tax-free death benefit can give loved ones the financial security to continue their standard of living if you die prematurely. For business owners, the protection provided by a whole life policy can assure their company will have the finances to continue to operate after the death of a key person. -
AssurityBalance®
Critical Illness AssurityBalance Critical Illness pays a lump sum benefit (that may be income tax-free) upon the first confirmed diagnosis of a covered illness or medical procedure. Additionally, if your client collects the benefit for an illness or procedure in one category and then are diagnosed with a condition in another category, this policy will pay the full benefit again. Assurity offers both a fully underwritten plan and a simplified option. -
AssurityBalance® Disability Income Insurance Simplified Disability Income is an individual guaranteed-renewable disability policy with simplified application and issue processes. It's ideal for individuals in the lower to upper-middle income markets.
Personal (Fully Underwritten) Disability Income is an individual guaranteed-renewable disability policy with a traditional definition of disability. It's ideal for individuals in the lower to upper-middle income markets. This policy is also perfect for small-business owners (under 100 employees), managers and/or employees.
Graded Benefit Disability Income is an individual guaranteed-renewable disability policy with a traditional definition of disability and graded benefit. Ideal for those who have been previously turned down for disability income protection, GBDI offers: 35 percent of the total benefit for the duration of a disability beginning in the first policy year; 70 percent beginning in the second policy year; and 100 percent of the benefit for the duration of a disability beginning in the third (and successive) policy years.
Business Overhead Expense Insurance is designed to cover business operating expenses if a business's key person becomes disabled by an accident or illness. The coverage includes employee salaries, utilities, rent and other expenses that are generally accepted as tax-deductible.
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