The Assurant Health Access bonus campaign has been extended to July 1, 2012 effective dates! Sell Assurant Health Access plans with effective dates between June 1, 2011 and July 1, 2012 to earn a monthly bonus on each issued plan.
$15 for each Value $25 for each Fundamentals $40 for each Enhanced
Keep selling and keep earning more!! Submit the short form above for more details!
Stephens-Matthews Marketing, Inc. is reinstating the 12 Month Advance on Assurant Health Access Plans!
NEW:immediate policy decisions from Assurant Health Access
Now you can offer your clients instant decisions on their Assurant Health Access applications! Beginning November 12, 2011, you will be informed upon electronic application submission whether your client is accepted. Your clients will appreciate the immediate answer, and you'll appreciate the quick sales process!
Take a look at our web schedule for upcoming Assurant Health Web Seminars!
Assurant Health Access Plans
May 10, 2012 / 10:30 am EST
Assurant CI, Accident & Dental
May 17, 2012 / 11:00 am EST
How do you know whether a prospective client would be served best by the fixed cash benefits of Assurant Health Access or the broad protection of individual major medical? Experienced agents know to ask the right questions of their clients before suggesting a plan. To understand clients' needs and make the right recommendation, answer these questions:
What current insurance coverage do they have and why are they looking to change it?
How do they plan to use their coverage?
What trade-offs are they willing to make between budget, usage and level of coverage?
What complaints do they have about health insurance?
What is their total health insurance budget, including premium and out-of-pocket costs?
For clients whose needs seem divided between Assurant Health Access and major medical, here are some additional guidelines to help you figure out which plan will work best.
Looking for help with everyday, common medical expenses
Looking for major medical protection and coverage for bigger health care expenses
Value help paying for everyday expenses; willing to give up security of out-of-pocket maximum
Value a plan that protects assets and income through limited out-of-pocket exposure; willing to pay for everyday, smaller costs in return
Willing to pay premium but unwilling or unable to pay other front-end costs (deductible and coinsurance); willing to pay remainders after plan pays fixed benefits for specific medical events
Willing to pay more in premium and front-end cost sharing (deductible and coinsurance) in exchange for plan paying the remainder
For further help finding the best plan for a specific client,
contact Stephens-Matthews Marketing, Inc. at 1-800-544-8250 ext. 120!
