You have already helped your client take the first step to securing their financial future with the purchase of Health Insurance. Although this insurance may protect them from the huge cost of Medical bills...it will NOT make their car or mortgage payment if they become sick and cannot work!
Why Should You Contact Your Health Clients about CI Coverage? 60% of bankruptcies in the US are due to medical bills1.
Most of the families filing bankruptcy were well-educated homeowners with middle class occupations.
More than 75% of them had health insurance.
92% had medical bills over $5,000 or 10% pretax family income.
AssurityBalance® Critical Illness AssurityBalance Critical Illness pays a lump sum benefit (that may be income tax-free) upon the first confirmed diagnosis of a covered illness or medical procedure. Additionally, if your client collects the benefit for an illness or procedure in one category and then are diagnosed with a condition in another category, this policy will pay the full benefit again. Assurity offers both a fully underwritten plan and a simplified option.
Fully Underwritten Policy:
Pays the insured at the first-ever diagnosis of 21 covered illnesses or procedures.
Guaranteed renewable for life
Available for individuals 18-64 years of age.
The Return of Premium Death Benefit, returns 100 percent of paid premiums (less any benefits received) to the beneficiary if the insured dies of any cause other than a covered illness.
Simplified Policy:
Online enrollment available
Pays a lump sum benefit at the first-ever diagnosis of 12 covered illnesses or procedures.
Short application with a handful of health questions - no medical exams are required.
Guaranteed renewable to age 75.
Available for individuals 18-59 years of age.
The Return of Premium Death Benefit, returns 100 percent of paid premiums (less any benefits received) to the beneficiary if the insured dies of any cause other than a covered illness. -
Introducing
Assurity Life's E-app! -
Currently the e-app is available for our Simplified Critical Illness and Simplified Whole Life products.
Contact Tessa at
Stephens-Matthews Marketing, Inc. for more information.